| Pages in topic: [1 2] > | Paypal fees - reimbursement? Thread poster: Marlene Blanshay
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I just got a payment from a client, and because he paid through debit card, I had to pay 40 dollars from my hard earned dough!
i just upgraded my account to premium. I don't know if he knew about the fees.
My question is can I ask him to refund that money? I understand PP has transaction fees but this was kind of sizeable.
What does one do?
thanks for advice...
| | | | | | Attila Piróth 
France
Local time: 22:11
Member
English to Hungarian
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| Reimbursement may work | Jun 1, 2009 |
Hi Marlene,
I have a "Premier" account, too, and have already reimbursed payment to another PP account. The "reimbursement" option is available for a certain period of time (30 days, I think) after receipt of the payment, and is free of charge; you can find it in the details of the transaction, I think. I am not sure though whether it works if the payment came from a debit card -- but it would make sense to me.
Kind regards,
Attila
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Try this one. It is a new pay system that will be able very soon for whole over the word.
In the moment works very well in USA.
http://www.caramoneycard.com/enrollment.php
Use please this code for it: A1009MJ015USA
Best regards
Miguel
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Samuel Murray
Netherlands
Local time: 22:11
Member (2006)
English to Afrikaans
+ ...
duplicate
[Edited at 2009-06-01 15:26 GMT]
| | | | Samuel Murray
Netherlands
Local time: 22:11
Member (2006)
English to Afrikaans
+ ...
| Who's decision was it to use PayPal? | Jun 1, 2009 |
MBlanshay wrote:
I just got a payment from a client, and because he paid through debit card, I had to pay 40 dollars from my hard earned dough! ... I don't know if he knew about the fees.
It almost sounds as if you expect him to pay for your fees. Who decided that payment should be made by PayPal?
* If it was you, then you are responsible for the transfer fees applied by PayPal, are you not?
* If it was the client, then it is still you who are responsible for the transfer fees, because you would not have accepted payment by PayPal unless you had first familiarised yourself with the transfer feeds, would you?
I don't think you can lay the transfer costs at your client's door.
| | | | Marlene Blanshay
Canada
Local time: 16:11
Member (2009)
French to English
+ ...
TOPIC STARTER
as it turns out I was supposed to add the fees. It's stupid to use Paypal for this guy anyways, since he's local and can send a cheque in 2 days. Next time i'll ask for cheque.
He asked for Paypal since it's easy for him and I agreed, but for large amounts like that, it's ridiculous.
I really only like Paypal for international or out of town. People who i deal with locally usually pay via cheque.
I better just suck it up this time and next time be wiser..... See more as it turns out I was supposed to add the fees. It's stupid to use Paypal for this guy anyways, since he's local and can send a cheque in 2 days. Next time i'll ask for cheque.
He asked for Paypal since it's easy for him and I agreed, but for large amounts like that, it's ridiculous.
I really only like Paypal for international or out of town. People who i deal with locally usually pay via cheque.
I better just suck it up this time and next time be wiser...THPPPP!!!! ▲ Collapse
| | | | conejo
United States
Local time: 15:11
Japanese to English
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| Who pays the fees needs to be agreed upon in advance | Jun 1, 2009 |
For example, if you asked the client to pay you using a method that wouldn't generate fees, but the client said that PayPal was required, you might be able to negotiate with the client to pay you some part of the fees. But, this might not work.
Usually if the client is going to pay fees, this needs to be agreed upon in advance, otherwise you will end up paying it.
I had one client who offered to pay the PayPal fees, and that was great.
But, most of the tim... See more For example, if you asked the client to pay you using a method that wouldn't generate fees, but the client said that PayPal was required, you might be able to negotiate with the client to pay you some part of the fees. But, this might not work.
Usually if the client is going to pay fees, this needs to be agreed upon in advance, otherwise you will end up paying it.
I had one client who offered to pay the PayPal fees, and that was great.
But, most of the time I end up paying them. So discuss it with your clients in advance whenever you are using a payment method that generates fees. ▲ Collapse
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I've got a Premium PayPal account for 4-5 years now and my experience is that you should never use it for large amounts since PayPal is going to charge you quite a substantial fee. Small amounts have never been a problem.
Just a couple of years ago, I also started to use Moneybookers after I noticed that a lot of colleagues were very satisfied with Moneybookers' service. Now I am channeling all large amounts through Moneybookers because the recipient doesn't have to pay any fee at a... See more I've got a Premium PayPal account for 4-5 years now and my experience is that you should never use it for large amounts since PayPal is going to charge you quite a substantial fee. Small amounts have never been a problem.
Just a couple of years ago, I also started to use Moneybookers after I noticed that a lot of colleagues were very satisfied with Moneybookers' service. Now I am channeling all large amounts through Moneybookers because the recipient doesn't have to pay any fee at all. Only when I withdraw money from the Moneybookers account, I have to pay a very small fee which is negligible compared to the fees that PayPal is charging for e.g. receiving money or a currency conversion.
In short: if your client also works with Moneybookers, then talk to him/her to use that service. You'll notice the difference! ▲ Collapse
| | | | | Easy to use PayPal | Jun 1, 2009 |
MBlanshay wrote:
He asked for Paypal since it's easy for him and I agreed, but for large amounts like that, it's ridiculous.
Then he should not have used a debit card, but transferred the money to his PayPal account before he paid you. Then there would have been no charge.
| | | | Marlene Blanshay
Canada
Local time: 16:11
Member (2009)
French to English
+ ...
TOPIC STARTER
Per Magnus wrote: MBlanshay wrote:
He asked for Paypal since it's easy for him and I agreed, but for large amounts like that, it's ridiculous.
Then he should not have used a debit card, but transferred the money to his PayPal account before he paid you. Then there would have been no charge.
i wonder about that too...wondering about dealing with this guy in the future.
Fagin asked for less of a cut!!
| | | | Kaspars Melkis
United Kingdom
Local time: 21:11
English to Latvian
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| or he could pay via Paypal with e-check option | Jun 1, 2009 |
and your fees would be limited to $5. It would take 3-5 days to clear the check instead of instantaneous transfer when paying with debit or credit card but in this way you can save a lot on fees for large amounts even from international clients. Though the check option will be available only from certain countries that still use checks.
Then he should not have used a debit card, but transferred the money to his PayPal account before he paid you. Then there would have been no charge.
Wrong, paying from Paypal balance is free only for Personal accounts, Premium accounts incurs the same fees as card payments. But since you upgraded...
i wonder about that too...wondering about dealing with this guy in the future.
Fagin asked for less of a cut!!
The client paid with a card the same amount that he would be paying with a check but probably his card has a cash-back or airline miles option. So, basically you funded his points worth only a few bucks with your fees but the bank and Paypal receive the thickest slice anyway.
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| Learn from it | Jun 1, 2009 |
Kaspars Melkis wrote:
paying from Paypal balance is free only for Personal accounts, Premium accounts incurs the same fees as card payments.
Well, PayPal has to earn money somewhere. It is up to you if they make it from you; there are a lot of options. Consider this payment for learning and choose wiser next time.
| | | | Nicole Schnell
United States
Local time: 13:11
English to German
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In memoriam | Paypal for domestic payments is a bad idea | Jun 1, 2009 |
MBlanshay wrote:
as it turns out I was supposed to add the fees. It's stupid to use Paypal for this guy anyways, since he's local and can send a cheque in 2 days. Next time i'll ask for cheque.
He asked for Paypal since it's easy for him and I agreed, but for large amounts like that, it's ridiculous.
I really only like Paypal for international or out of town. People who i deal with locally usually pay via cheque.
I better just suck it up this time and next time be wiser...THPPPP!!!!
You are not alone - I used to do the same favor to new clients. But, after all, the only reason why it is easier for the guys is that they don't have to get their rear up from their office chair to grab a check and sign it. This is where my generosity stops.
| | | | conejo
United States
Local time: 15:11
Japanese to English
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| Research your bank vs. PayPal | Jun 2, 2009 |
As others have mentioned, PayPal is not good for domestic payments, because you could just get a check, which would be free.
For international payments, find out how much your bank charges for incoming wire transfers, and find out if the client charges anything for the fees on the client's side.
Find out how much you would get charged for PayPal. Then figure out after what amount bank transfer is cheaper...
I forget what the amount was for me, but I thin... See more As others have mentioned, PayPal is not good for domestic payments, because you could just get a check, which would be free.
For international payments, find out how much your bank charges for incoming wire transfers, and find out if the client charges anything for the fees on the client's side.
Find out how much you would get charged for PayPal. Then figure out after what amount bank transfer is cheaper...
I forget what the amount was for me, but I think it was up to maybe $300 or $400 PayPal was better than a bank transfer. But some clients prefer PayPal so you might not have a choice if it is an overseas client insisting on PayPal. ▲ Collapse
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